Risk Tolerance
Strategy | Top Sector | Top Companies | Holdings | Risk | Minimum Investment | Ann. Return | Blended Expense Ratio | Yield |
|---|---|---|---|---|---|---|---|---|
Diverse Bond Portfolio (Boglehead Portfolios) For investors seeking lower risk than equities and those nearing retirement, bonds offer a compelling investment option for the upcoming years. We've curated a diverse portfolio of six popular bond ETFs, carefully allocating 60% to short-term Treasuries, 30% to corporate bonds, 8% to floating-rate bonds, and 2% to long-term Treasuries. | - |    | 6 | Low risk | $60 | 2.59% | 0.13% | 6.32% |
Ray Dalio's All Weather (Boglehead Portfolios) Ray Dalio is a legendary investor, and this Strategy is a simplified version of techniques he's used at his famous hedge fund Bridgewater Associates. It combines 5 asset classes using ETFs, with a 55% allocation to fixed income. It's appropriate for investors with a balance approach to risk and return. Learn more about it here | - |   | 5 | Low risk | $70 | 3.51% | 0.19% | 2.92% |
The Coward's Portfolio (Boglehead Portfolios) William Bernstein created this portfolio and is the author of several books including The Intelligent Asset Allocator and The Four Pillars of Investing. He introduced the Coward's Portfolio in 1996. The "coward" refers not to risk tolerance but to the strategy of hedging your bets and having slices of a number of asset classes. | - | | 9 | Low risk | $110 | 6.46% | 0.05% | 2.67% |
Armstrong's "Ideal Index" (Boglehead Portfolios) Frank Armstrong, author of The Informed Investor, proposed this portfolio. Compared to other Boglehead portfolios, it contains a smaller allocation to bonds, and a much larger allocation to international stocks (in fact the equities, excluding REIT, are split 50/50 between domestic and international). | - | | 7 | Low risk | $80 | 6.11% | 0.06% | 2.85% |
David Swensen's Lazy Portfolio (Boglehead Portfolios) David Swensen is CIO of Yale University and author of Unconventional Success. His lazy portfolio uses low-cost, tax-efficient total market funds, a healthy dose of real estate, and inflation-protected securities (TIPS). | - | | 6 | Low risk | $40 | 6.27% | 0.08% | 2.65% |
Bill Schultheis's "Coffeehouse" (Boglehead Portfolios) Bill Schultheis made this simple seven-fund portfolio popular in his book The Coffeehouse Investor. He advocates 40% in a total market bond fund and 10% each in various stock funds. You can find more information at The Coffeehouse Investor. | - | | 7 | Low risk | $60 | 5.62% | 0.05% | 2.81% |
The Permanent Portfolio (Boglehead Portfolios) Free-market investment analyst Harry Browne devised the Permanent Portfolio in the 1980s, as a buy-and-hold portfolio that contains a healthy allocation to gold. The portfolio holds equal allocations of domestic stocks, gold, short-term treasury bonds, and long term treasury bonds. Boglehead members Craig Rowland and J. M. Lawson have written a book, The Permanent Portfolio: Harry Browne's Long-Term Investment Strategy, detailing every aspect of the Permanent Portfolio. | - | | 4 | Low risk | $30 | 5.52% | 0.09% | 2.42% |
Two Fund Portfolio (Boglehead Portfolios) You can invest in broad US and International markets, as well as bonds, using only two funds. | - | | 2 | Low risk | $10 | 6.18% | 0.05% | 2.59% |
Core 4 Portfolio (Boglehead Portfolios) By including some direct exposure to the US Real Estate market directly through VNQ, this fund adds a bit more diversity compared to the Majesty of Simplicity. | - | | 4 | Low risk | $30 | 5.58% | 0.05% | 2.83% |
Majesty of Simplicity - Mod (Boglehead Portfolios) John Bogle started Vanguard and revolutionized the investment world, and this three fund portfolio was called name "The Majesty of Simplicity" by Bogle himself. It uses three ETFs - a Bond ETF a US Domestic Stock ETF and a Foreign Stock ETF - to construct a well diversified portfolio in a dead simple manner. | - | | 3 | Low risk | $20 | 7.33% | 0.04% | 2.49% |
Majesty of Simplicity - Agg (Boglehead Portfolios) John Bogle started Vanguard and revolutionized the investment world, and this three fund portfolio was called name "The Majesty of Simplicity" by Bogle himself. It uses three ETFs - a Bond ETF a US Domestic Stock ETF and a Foreign Stock ETF - to construct a well diversified portfolio in a dead simple manner. | - | | 3 | Medium risk | $30 | 11.07% | 0.04% | 1.86% |
Majesty of Simplicity - Con (Boglehead Portfolios) John Bogle started Vanguard and revolutionized the investment world, and this three fund portfolio was called name "The Majesty of Simplicity" by Bogle himself. It uses three ETFs - a Bond ETF a US Domestic Stock ETF and a Foreign Stock ETF - to construct a well diversified portfolio in a dead simple manner. | - | | 3 | Low risk | $30 | 3.22% | 0.04% | 3.11% |
Low risk
$1,000
For investors seeking lower risk than equities and those nearing retirement, bonds offer a compelling investment option for the upcoming years. We've curated a diverse portfolio of six popular bond ETFs, carefully allocating 60% to short-term Treasuries, 30% to corporate bonds, 8% to floating-rate bonds, and 2% to long-term Treasuries.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.13%
Holdings
6
Low risk
$1,000
Ray Dalio is a legendary investor, and this Strategy is a simplified version of techniques he's used at his famous hedge fund Bridgewater Associates. It combines 5 asset classes using ETFs, with a 55% allocation to fixed income. It's appropriate for investors with a balance approach to risk and return. Learn more about it here
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.19%
Holdings
5
Low risk
$1,000
William Bernstein created this portfolio and is the author of several books including The Intelligent Asset Allocator and The Four Pillars of Investing. He introduced the Coward's Portfolio in 1996. The "coward" refers not to risk tolerance but to the strategy of hedging your bets and having slices of a number of asset classes.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.05%
Holdings
9
Low risk
$1,000
Frank Armstrong, author of The Informed Investor, proposed this portfolio. Compared to other Boglehead portfolios, it contains a smaller allocation to bonds, and a much larger allocation to international stocks (in fact the equities, excluding REIT, are split 50/50 between domestic and international).
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.06%
Holdings
7
Low risk
$1,000
David Swensen is CIO of Yale University and author of Unconventional Success. His lazy portfolio uses low-cost, tax-efficient total market funds, a healthy dose of real estate, and inflation-protected securities (TIPS).
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.08%
Holdings
6
Low risk
$1,000
Bill Schultheis made this simple seven-fund portfolio popular in his book The Coffeehouse Investor. He advocates 40% in a total market bond fund and 10% each in various stock funds. You can find more information at The Coffeehouse Investor.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.05%
Holdings
7
Low risk
$1,000
Free-market investment analyst Harry Browne devised the Permanent Portfolio in the 1980s, as a buy-and-hold portfolio that contains a healthy allocation to gold. The portfolio holds equal allocations of domestic stocks, gold, short-term treasury bonds, and long term treasury bonds. Boglehead members Craig Rowland and J. M. Lawson have written a book, The Permanent Portfolio: Harry Browne's Long-Term Investment Strategy, detailing every aspect of the Permanent Portfolio.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.09%
Holdings
4
Low risk
$1,000
You can invest in broad US and International markets, as well as bonds, using only two funds.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.05%
Holdings
2
Low risk
$1,000
By including some direct exposure to the US Real Estate market directly through VNQ, this fund adds a bit more diversity compared to the Majesty of Simplicity.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.05%
Holdings
4
Low risk
$1,000
John Bogle started Vanguard and revolutionized the investment world, and this three fund portfolio was called name "The Majesty of Simplicity" by Bogle himself. It uses three ETFs - a Bond ETF a US Domestic Stock ETF and a Foreign Stock ETF - to construct a well diversified portfolio in a dead simple manner.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.04%
Holdings
3
Medium risk
$1,000
John Bogle started Vanguard and revolutionized the investment world, and this three fund portfolio was called name "The Majesty of Simplicity" by Bogle himself. It uses three ETFs - a Bond ETF a US Domestic Stock ETF and a Foreign Stock ETF - to construct a well diversified portfolio in a dead simple manner.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.04%
Holdings
3
Low risk
$1,000
John Bogle started Vanguard and revolutionized the investment world, and this three fund portfolio was called name "The Majesty of Simplicity" by Bogle himself. It uses three ETFs - a Bond ETF a US Domestic Stock ETF and a Foreign Stock ETF - to construct a well diversified portfolio in a dead simple manner.
ETF Based Strategy
Top Holdings
Return
Expense Ratio
0.04%
Holdings
3